Job Description:

To be accountable for the credit risk management function (e.g., credit evaluation, concentration risk, industry exposure, etc.) for Personal and Business Banking for an allocated province in line with the broader PBB SA Credit and PBB Risk objectives. Qualifications Qualification:
• Post-graduate in Finance (Accounting, Audit or relevant)

Experience Required
• 8-10 years experience in developing credit risk management frameworks and managing a credit function within a large financial institution.
• Experience of Credit Risk assessment and evaluation including financial statements, Credit Risk management acumen, commercial acumen, regulatory requirements for lending OR experience in Internal Audit / Risk Assurance / Specialised Lending
• Management of a team across geographies.
• Exposure to Credit strategy development. Additional Information

Behavioural Competencies:
• Developing Strategies
• Directing People
• Making Decisions
• Showing Composure

 Team Working Technical Competencies:
• Evaluating Risk Management Effectiveness
• Risk Identification
• Risk Measurement
• Risk Reporting
• Risk Response Strategy